Everyday groceries. Flexible ways to pay.
Farmer Market

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for the month.

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Grocery credit

Groceries today.
Repay around payday.

Give your household a little more room before payday. Apply for grocery credit and choose a repayment plan that fits your budget.

  1. 1

    Apply

    Tell us who you are, where you work, and how much credit you'd like — takes a few minutes.

  2. 2

    Get approved

    A credit officer reviews your application. Once approved, view your available limit in your account.

  3. 3

    Shop, pay later

    Buy groceries today with your credit limit, and pay it back on a plan that fits your payday.

Credit subject to approval.

Two smiling professionals representing public and private sector applicants

Pick a plan that fits your payday

What would it cost me?

₦25,000
You spend₦25,000Plan feeFreeYou repay₦25,000One payment₦25,000

Estimate only. Your actual limit and terms are set when a credit officer reviews your application.

Pay Now

Free

Paid immediately

Popular

Pay Next Salary

Free

Deducted next salary

Pay Over 2 Months

2% fee

Over 2 months

Pay Over 3 Months

5% fee

Over 3 months

Frequently asked questions

It depends on your income and employment — you tell us how much you'd like when you apply, a credit officer reviews it, and your approved limit may be the full amount or an adjusted one that fits your circumstances.

Ready to shop, pay later?

Apply for your credit limit in a few minutes. A real credit officer reviews every application.

Apply for a credit limit